Investors are overlooking the risks of lower population growth and credit rationing by non-bank lenders – and why this could push property prices down. The bank plans to centralise the risk function in the retail bank, including home loan operations, as two further broking groups are drawn into the fraud saga. More people are turning up to seek short-term loans for unexpected costs, such as medical bills and car repairs, says Cash Converters CEO Sam Budiselik. As luxury prices increase and even fashion brands command five figures for a bag, local players are offering something different.
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